Moral luck?

At first I was kind of confused where Thomas Nagel was taking his arguments. I wasn’t sure how someone could apply morality into a “roll of the dice” event such as where someone is born. But then I realized it isn’t all too different from some of the things we’ve talked about in class. The way I understand his argument is that luck simply deals with factors outside our control that have an effect on our moral standing. The example or situation Nagel used in one of his early paragraphs which helped understand his view the best is the one of the person crossing the street and someone running a red light and hitting them. The way I perceived it is that depending on where the person is when crossing the street the driver could either hit them and injury them, miss them or hit them and kill them. Nagel says the person running the red light is not entirely at fault because it is sheer moral bad luck. He also uses the example of a man simply being a Nazi because he lived in Germany at the time. Anywhere else, and that man would have never been involved in the part. But the fact that these things are out of our control IS what determines how we should relate to them. No one chooses to live in Germany, but that man was and so he should be held accountable for the instances he makes in that situation. The man speeding is a little bit more complicated. There are more things to take into account such as skill as a driver, experience, car ability. If a person is speeding and shouldn’t be then his moral weight is a lot more than someone who can handle themselves. But moral luck shouldn’t be taken into account because once again, it is outside the person’s control and is hence not a factor in his decision making.